The Basics of Disability Insurance

With the risks still posed by COVID-19, as well as other diseases, we all need to face the possibility that we could get sick, even if we take great care of ourselves through good nutrition, sleep, and exercise. And even if you don’t need to be hospitalized, if you do experience symptoms and test positive, you might have to stay quarantined for enough time that you’d lose income. These risks highlight the need for everyone, regardless of their age or current state of health, to have some form of disability insurance coverage.

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Who Would Care For Your Children If You Got Sick?

 

The pandemic is causing us to consider a lot of things that we may not have before, even if maybe we should have.

 

It brings to mind something a colleague of mine shared recently. One unremarkable weekend, she left her small children with a babysitter and headed out to enjoy dinner at a restaurant with her husband. But as she sat there, a thought crept into her head that she couldn’t let go.

 

What would happen to her kids, she thought, if she and her husband got into a car...

Getting Legal Documents Signed During COVID -- Another Reason to Not Go It Alone

 

Wills, trusts, health care directives, powers of attorney, and legal guardian nominations are on many of our hearts and minds as COVID-19 compels us to face our own fragility and mortality.

 

It’s not as if we didn’t know we would all die (or become incapacitated) one day, but within our current reality, that “one day” has become an ever more real possibility. And one way to feel more in control over what’s happening out there is to make sure we all have...

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